Robert Barnes T/A Phoenix Car Sales have a very close relationship with our broker Zest Motor Finance who look after all of our customers’ finance needs when it comes to buying their next vehicle. If you wish to enquire about buying one of our vehicles through finance, feel free to contact them directly or we can put you in contact with one of their representatives.
We know that purchasing a vehicle is a big investment for most people and we’re dedicated to making the buying process as straightforward and hassle-free for our customers as possible. Our broker, Zest Motor Finance, can help you create a finance package that could get you behind the wheel of your dream car.
Car Finance Explained
There are two main types of finance deals that you might want to consider:
Hire Purchase
Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their car. Typical HP deals involve a deposit and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the car outright.
Personal Contract Purchase (PCP)
This is a good option for those who like to change their car every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of balance, returning the vehicle or using any residual value on a deal with your next car.
So, whatever your credit history, Zest Motor Finance are in a position to create the perfect finance solution for you.
Robert Barnes T/A Phoenix Car Sales (FRN: 1024921) is an Introducer Appointed Representative (IAR) of Zest Vehicle Leasing Ltd (FRN: 920621) which is authorised and regulated by the Financial Conduct Authority.